Yourmoney,
undercontrol.
No bank link. No excuses.
Coast is the budgeting app that takes under 5 seconds to log a spend, never asks for your bank password, and actually makes you feel good about money instead of ashamed.
You didn't fail at budgeting.
The apps failed you.
YNAB takes 6 hours to set up.
Most people quit by day 3.
Envelope budgeting, age of money, reconciliation — it's a second job. You needed a tool, not a course.
Mint, Copilot, Monarch all want
your bank password. Forever.
They read your transactions, sell your patterns, and make money from your financial data. You're not the customer. You're the product.
Coast is different. Here's how. ↓
Powerful enough to show you the truth.
Simple enough to actually use.
Know your number. Every single day.
Coast calculates exactly how much you can spend today — after bills, after goals, after everything. One number. No math required. It updates the second you log anything.
"$0 /day — the number that saved my paycheck." — Coast user
The fastest spend logger ever built.
Tap once. Type the amount. Done. Coast gets out of your way because the best budgeting habit is the one you actually keep. Under 5 seconds from unlock to logged.
< 5 seconds — average time to log a spend.
Your money has a score. Now you can improve it.
Coast tracks your discipline over time — not just what you spent, but how consistently you stayed on track. The Money Habit Score goes from 0 to 100. Watching it climb is addictive in the best way.
86 — "Strong". The score Coast users work toward.
Why Coast wins.
We compared ourselves honestly. Here's what we found.
| Feature | Coast | YNAB | Mint | Copilot |
|---|---|---|---|---|
| No bank account required | ||||
| Your data is never sold or shared — ever | ||||
| Under 5 sec to log a spend | ||||
| Annual price | $49/yr | $109/yr | Free* | $119/yr |
| Privacy-first (no data selling) | ||||
| Works as home screen app (PWA) | ||||
| Real-time safe-to-spend | ||||
| Money habit / discipline score | ||||
| Setup time | < 2 min | 1–6 hrs | 30 min | 30 min |
*Mint is shutting down. Your data was the product.
Real people. Real numbers.
“I've tried every budgeting app. Coast is the first one I'm still using after 3 months. It doesn't shame me — it just shows me the truth and lets me decide.”
Alex M., 28
Software Engineer
“The fact that I don't have to link my bank account was the reason I downloaded it. The safe-to-spend number is the reason I never deleted it.”
Priya K., 31
Nurse
“YNAB was incredible and I hated it. Coast is simple and I love it. My husband and I finally talk about money without fighting.”
Jordan T., 34
Teacher
One price. No tricks. No bank required.
- 7-day spending history
- 3 categories
- 1 savings goal
- Safe-to-spend calculator
- Everything in Free
- Unlimited logs & full history
- Spending insights
- Money-habit score
- Unlimited goals & categories
- Face ID unlock
- Everything in Premium
- Cash runway forecasting
- Behavioral anomaly detection
- Paycheck forecast & spending plan
- Freeze mode
No bank account. No credit card required to start. Cancel anytime.
Add Coast to your home screen in 3 taps.
No App Store. No 200MB download. Just tap, add, open.
Tap the install button.
We'll show your browser the install prompt.
Your browser asks to install. Tap “Add.”
No App Store, no account, no friction.
Coast lands on your home screen.
Open it like any other app. Done.
Works on Safari (iOS), Chrome (Android), and most modern browsers.
You already know
how to spend money.
Coast just helps you do it with intention.
Free to start. Under 5 seconds to log your first spend.
No bank account. No judgment. Just clarity.
Works on iPhone & Android · No App Store needed · Free forever plan available